A complete bathroom remodel can add value to your home and transform the room into a spa-like oasis. The cost of such a project, however, can be daunting. While some costs are nonnegotiable such as permits and certain materials, you can make decisions that will decrease the overall cost of your project. These include choosing high-quality low-cost alternatives and doing some work yourself such as demo or painting. It also helps to have a well-defined plan before you start and budget for the unexpected.

It’s important to know what the most expensive aspects of a remodel are so you can prepare for them and budget accordingly. Some things to consider are:

Removing and replacing a tub/shower enclosure and toilet is a fairly costly aspect of any bathroom complete bathroom remodel chicago remodeling project. This is because of the complexities involved with changing the bathroom footprint, including rerouting plumbing, wiring changes and fixture replacement. It’s also important to remember that your contractor will charge for the removal and disposal of the existing fixtures as well as for installing the new ones.

Local construction permit fees vary by city, but be sure to budget for them. Most remodels will require a permit, especially when they involve structural changes or significant plumbing or electrical changes. If you’re not sure if your project requires a permit, check with your local planning or building department.

A full bathroom remodel can be expensive because it can involve tearing down walls, moving plumbing lines, changing the layout of the room and possibly even removing and replacing your water heater. This type of major transformation can cost you thousands of dollars and may even require an architect or design services to ensure it’s done correctly and up to code.

Adding or upgrading flooring is another common expense. Tile is a beautiful and durable option, but it’s also one of the most expensive components of any bathroom remodel. Wood or bamboo floors are less expensive and still provide a rich look.

New accessories are also a big part of any bathroom remodel, such as toilet paper holders, soap dishes and mirrors. These items might seem insignificant, but they can quickly add up. If you’re on a tight budget, consider shopping at discount home improvement stores to save money on the items you need.

Plumbing issues are the most likely hidden cost of a complete bathroom remodel. If your current plumbing is outdated or not properly vented it can lead to mold and other moisture-related problems down the road. It’s also common for small leaks to go unnoticed and then become worse during a remodel, which can drive up costs and cause delays in your project.

If you’re tackling a complete bathroom remodel, consider putting aside money in your savings or exploring financing options. Home equity loans, personal loans, credit cards and borrowing against your retirement account are just a few of the ways you can fund a large renovation like this. Lastly, plan ahead for how you’ll get by with only one working bathroom during the remodeling process and come up with alternative arrangements to use your home’s other bathrooms.